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  • Reorder Checks
  • Fraud Prevention

24-Hour Telephone Banking

Access to your account on your schedule

For privacy and convenience, our telephone banking system is available 24 hours a day. From a touch-tone telephone, you can easily access your account anytime, anywhere by calling
(888) 262-8341.

Use our telephone banking service to manage your account seven days a week. With this service, you can quickly and easily:

  • Obtain account information
  • Check account balances
  • Verify recent transactions
  • Transfer funds between accounts
  • Change your telephone banking Personal Identification Number (PIN)

To take advantage of this time-saving service, all that you need is your PIN number and telephone keypad.

ATM Locations

Our automated teller machines (ATM) provide access to your account 24 hours a day and our association with the most popular ATM networks allows you to access your accounts from virtually anywhere.

Use your Pacific Coast National Bank ATM card for a quick and easy way to do your banking 24 hours a day. You can use your Pacific Coast National Bank ATM card to:

  • Make cash withdrawals
  • Check your account balances
  • Transfer funds between your designated accounts
  • Pay for groceries, gas, etc.

Visa ATMs
Star System ATMs

Lost/Stolen Cards


If your ATM/VisaŽ Check Card or Credit Card account number or card has been lost or stolen after regular banking hours (8:00am-5:00pm), please call:

(877) 226-2351

immediately to report the loss or theft.

Lost/Stolen Checks


(949) 361-4300

Reorder Checks

Branch Locations and Hours:

San Clemente Branch
905 Calle Amanecer
Suite 100
San Clemente, CA. 92673

Main Line: 949-361-4300

Fax Line: 949-361-4366

Monday - Friday 8:30 a.m. - 5:00 p.m.

Encinitas Branch
499 North El Camino Real
Suite C-100
Encinitas, CA. 92024

Main Line: 760-635-5636

Fax Line: 760-635-8650

Monday - Thursday 9:00 a.m. - 5:00 p.m.
Friday 9:00 a.m. - 6:00 p.m.

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