SCHEDULE OF FEES AND SERVICES
All Deposit accounts are subject to the following charges for
services in addition to applicable monthly maintenance fees.
| Exchange Fees | |
| Traveler's Checks | |
| Regular checks | 1% of amount purchased |
| Traveler's Check Cards | $ 10.00 |
| Cashier's Checks | $ 5.00 |
| Incoming Wire Transfers | $ 10.00 |
| Outgoing Wire Transfers | $ 25.00 |
| International Wires | $ 30.00 |
| Bond Coupons | Mailing costs (no bank fees) |
| Collections | |
| Incoming | $ 15.00 |
| Outgoing | $ 15.00 |
| Foreign Check Collections | $ 20.00 plus costs |
| Foreign Currency Exchange | $ 10.00 per exchange |
| ATM Fees | |
| Use at our ATM | No charge |
| Use at other ATM location | No Charge |
| Lost Card Replacement | No Charge |
| Night Drop Service | |
| Key Deposit | $ 5.00 plus purchase of tamper-proof Security Packs (cost varies with size). Deposit refundable upon return of key(s). |
| Dormant Account (no activity for 12 months) | |
| Mailing Notice of Escheatment | $ 2.00 |
| Other Account Fees | |
| Telephone Transfers | No charge |
| Automated Sweep Transfers | $ 2.00 per transfer |
| Non Sufficient Funds Check paid against |
$ 20.00 per item |
| Non Sufficient Funds Check returned against |
$ 20.00 per item |
| Deposited Items Returned per item |
$ 5.00 |
| Stop Payments and Renewals |
$ 15.00 |
| Special Statements (prior to cycle) Each occurrence |
$ 3.00 |
| Overdrafts-Overdrawn balances (after the 1 st day) |
$ 8.00 per day |
| Hold Mail | $ 4.00 per cycle |
| Notary Service per signature | $ 10.00 |
| Savings Account Closed | $ 5.00 (prior to first 90 days) |
| Counter Checks | No charge |
| Checking Account Closed | $ 10.00 (prior to first 6 months) plus accrued maintenance fees |
| Check Printing | Prices vary |
| Legal Process | $ 75.00 |
| Research/Account Reconciliation | $ 45.00 per hour (1hour minimum) plus $ 2.00 per photo (deposit required) |
| Credit Card Cash Advances | $ 2.00 |
| Annual IRA Custodial Fee | $ 15.00 |
| Other Services | |
| Photocopies | $ .50 per page |
| Faxes (receive or send) | $ 1.00 per page |
| Safe Deposit Boxes | |
| Your valuables are as close and secure as your neighborhood bank. | |
|
|
| 5" x 5" | $ 25.00 |
| 3" x 10" | $ 35.00 |
| 5" x 10" | $ 55.00 |
| 10" x 10" | $150.00 |
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1Senior Gold Customers receive an annual $15 credit toward any size box; all boxes subject to availability
